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ASSUMABLE VA LOAN!! **INCREDIBLE FINANCING OPPORTUNITY!** Don't miss the opportunity to assume an existing VA loan with an exceptionally low interest rate of just **2.875%** and an approximate remaining balance of **$227,000**. This could mean substantial savings compared to current mortgage rates! (VA loan assumption is subject to lender/servicer approval and buyer qualification.) Built in 2014, this spacious **2,813-square-foot home offers 5 bedrooms, 3.5 bathrooms, and a 2-car garage**, providing plenty of room for comfortable living, entertaining, and everything in between. The downstairs living area features a cozy electric Heatilator fireplace, while a beautif...ul bay window brings in natural light and adds charm to the main living space. Ceiling fans throughout the home provide added comfort. Upstairs, enjoy a second living area that is perfect for a game room, media room, or additional gathering space. A separate bonus room, currently being used as a home gym, offers flexibility and could easily serve as a home office, hobby room, or workout space. Step outside to the spacious, covered back patio that extends the entire length of the home—an ideal spot for entertaining, outdoor dining, or simply relaxing. The backyard also features a 10' x 12' storage shed, with electricity, providing plenty of additional storage. **SOLAR SYSTEM INCLUDED – NO LOAN TO ASSUME!** The solar system, originally valued at $40,500, will convey with the home. The existing solar loan will be paid in full upon the sale, so the buyer will not assume the remaining solar loan balance. **ENJOY THE COMMUNITY AND OUTDOOR LIFESTYLE!** Located in the Hays Consolidated Independent School District, this neighborhood offers fantastic amenities, including: - Community swimming pool - Neighborhood gym - Community center available for private rental - Adjacent city park - Access to approximately 8 miles of walking trails, conveniently located next to the neighborhood pool

Unlock MLS, MLS#: 1012808
Listed By: Deborah Deckard, Broker, Deborah Deckard

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Bedrooms

  • Total Bedrooms: 5

Bathrooms

  • Full bathrooms: 3
  • Half bathrooms: 1

Accessibility Features

  • None

Appliances

  • Dishwasher
  • Disposal
  • Microwave
  • Plumbed For Ice Maker
  • Free-Standing Gas Range
  • RNGHD
  • Vented Exhaust Fan
  • Water Heater

Association

  • Association Fee: $135
  • Association Fee Frequency: Quarterly
  • Association Name: Garlic Creek West

Association Fee Includes

  • Common Area Maintenance

Community Features

  • Clubhouse
  • Cluster Mailbox
  • Curbs
  • Electronic Payments
  • Park
  • Picnic Area
  • Playground
  • Pool
  • Sidewalks
  • Street Lights
  • Underground Utilities
  • Trail(s)

Construction Materials

  • Stone
  • Stucco

Cooling

  • Central Air

Exterior Features

  • Private Yard

Fencing

  • Back Yard
  • Privacy
  • Wood

Fireplace Features

  • Electric

Flooring

  • Carpet
  • Tile

Foundation Details

  • Slab

Green Energy Efficient

  • Solar Panel

Green Sustainability

  • None

Heating

  • Central
  • Natural Gas

Horse Amenities

  • None

Interior Features

  • Ceiling Fan(s)
  • Granite Counters
  • Multiple Living Areas
  • Primary Bedroom on Main
  • Study/Home Office

Levels

  • Two

Lot Features

  • Back Yard
  • Curbs
  • Few Trees
  • Front Yard

Other Structures

  • Shed(s)

Parking Features

  • Attached
  • Driveway
  • Garage
  • Garage Door Opener
  • Garage Faces Front

Patio and Porch Features

  • Covered
  • Patio
  • Porch

Pool Features

  • None

Property Condition

  • Resale

Roof

  • Composition

Security Features

  • Security Service
  • Security System
  • Smoke Detector(s)

Sewer

  • Public Sewer

Spa Features

  • None

Utilities

  • Cable Available
  • Electricity Connected
  • High Speed Internet
  • Natural Gas Available
  • Phone Available
  • Sewer Connected
  • Water Connected

View

  • None

Waterfront Features

  • None

WaterSource

  • Public

Window Features

  • Bay Window(s)
  • Screens

Rooms

  • Primary Bedroom
  • Media Room
  • Family Room
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Listed By:
Deborah Deckard, Broker
Deborah Deckard

Data Source: Unlock MLS

MLS#: 1012808

Data Source Copyright: © 2026 Unlock MLS All rights reserved.

© 2026 Unlock MLS, All Rights Reserved.

This property was listed on 11/15/2026 and last updated as of 11/15/2026 8:21:09 PM. OSI IDX updated the data from Unlock MLS on 11/15/2026 at 12:43 PM. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.