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Welcome to this beautiful Craftsman-style home in the highly desirable Villages at Settingdown Creek community in Cumming, GA! From the charming brick-front exterior and inviting covered front porch to the peaceful backyard overlooking the lake, this home offers the perfect combination of comfort, convenience, and lifestyle. Imagine unwinding on your back patio while enjoying beautiful sunsets and tranquil water views right from your own backyard! Inside, the thoughtfully designed kitchen features granite countertops, stainless steel appliances, a tile backsplash, and a center island overlooking the spacious family room-ideal for everyday living and entertaining. A ...formal dining room with an elegant coffered ceiling adds a sophisticated touch for special gatherings. Located in the desirable North Forsyth area, this home offers access to sought-after Forsyth County schools and convenient proximity to GA-400, Lake Lanier, North Georgia Premium Outlets, shopping, restaurants, and everyday essentials. Enjoy the charm of a peaceful residential community while staying connected to everything North Georgia has to offer. A Rare Financing Opportunity! The seller's existing mortgage carries an interest rate of just 2.375% and may be assumable by a qualified buyer, subject to lender/servicer approval, loan assumption requirements, and the buyer's ability to cover the difference between the purchase price and the outstanding mortgage balance at closing. More than just a home-it's an opportunity to enjoy beautiful lake views, unforgettable sunsets, and the North Georgia lifestyle you've been looking for!

Georgia MLS, MLS#: 10888282
Listed By: Virtual Properties Realty.com, Freddy Pena

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Bedrooms

  • Total Bedrooms: 4

Bathrooms

  • Full bathrooms: 2
  • Half bathrooms: 1

Appliances

  • Dishwasher
  • Gas Water Heater
  • Microwave

Architectural Style

  • Brick Front
  • Traditional

Association

  • Association Fee: $552

Association Fee Includes

  • Swimming
  • Tennis

Basement

  • None

Common Walls

  • No Common Walls

Community Features

  • Lake
  • Pool
  • Street Lights
  • Tennis Court(s)

Construction Materials

  • Concrete

Cooling

  • Attic Fan
  • Ceiling Fan(s)
  • Central Air
  • Zoned

Electric

  • 220 Volts

Fireplace Features

  • Factory Built
  • Family Room
  • Gas Log
  • Gas Starter

Flooring

  • Carpet

Frontage Type

  • Lakefront

Heating

  • Central
  • Forced Air
  • Zoned

Interior Features

  • High Ceilings
  • Tray Ceiling(s)
  • Walk-In Closet(s)

Laundry Features

  • Laundry Closet

Levels

  • Two

Lock Box Type

  • Supra

Lot Features

  • Private

Parking Features

  • Garage
  • Kitchen Level
  • Garage Door Opener

Patio and Porch Features

  • Patio

Property Condition

  • Resale

Roof

  • Composition

Security Features

  • Smoke Detector(s)

Sewer

  • Public Sewer

Structure Type

  • House

Utilities

  • Underground Utilities

View

  • Lake

WaterSource

  • Public

Window Features

  • Double Pane Windows
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Listed By:
Virtual Properties Realty.com
Freddy Pena

Data Source: Georgia MLS

MLS#: 10888282

Data Source Copyright: © 2026 Georgia MLS All rights reserved.

© 2026 Georgia MLS, Inc. All rights reserved.

This property was listed on 11/10/2026 and last updated as of 11/11/2026 2:56:35 PM. OSI IDX updated the data from Georgia MLS on 11/13/2026 at 4:44 AM. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.