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Elegant Koch-built home in the highly sought-after Harness Creek Overlook community, offering direct access to the scenic walking trails of neighboring Quiet Waters Park. Designed for comfortable first-floor living, this well-maintained home backs to woods, providing privacy and a peaceful setting. The open floor plan features a welcoming two-story foyer, 9-foot ceilings, abundant natural light, hardwood flooring, crown molding and plantation shutters throughout the main level. The spacious living areas flow from the formal dining room to the renovated gathering kitchen, featuring 42-inch oak cabinetry, light granite countertops, decorative tile backsplash and a lar...ge center island with cooktop and seating. The bright breakfast area opens to the adjoining family room with gas fireplace, updated mantel and quartz surround. An inviting cedar-paneled sunroom features four skylights, expansive windows and its own heating and cooling system, with access to the spacious rear deck with built-in seating overlooking the wooded backyard. The main-level primary suite offers double-door entry, two spacious walk-in closets and an en-suite bath with double vanity, whirlpool tub and separate shower. A dedicated home office with custom built-in bookcases and cabinetry, powder room and conveniently located laundry room complete the first floor. The upper level features a spacious loft overlooking the foyer, two generously sized bedrooms and a full bath. The expansive finished walk-out lower level offers exceptional flexibility, with Bedroom 4/Sitting Room, closet and direct access to a full bath, additional office and studio space, recreation room and workshop with utility sink and exterior access. The flexible layout offers excellent options for guests, extended living arrangements or a stay-in-place lifestyle. Recent improvements include public water and sewer, fresh interior paint and new carpeting on the main and upper levels (2026), new primary bedroom ceiling fan (2026), kitchen renovations (2015 and 2021), family room fireplace update (2021), rear deck with built-in seating (2022), roof replacement (2017), Carrier heat pump and air handler and 50-gallon water heater (2016), and primary sump pump with battery backup (2018). Enjoy direct access to Quiet Waters Park walking trails and a convenient location just minutes from downtown Annapolis and historic City Dock, with easy access to Baltimore, Washington, D.C. and major commuter routes. A wonderful opportunity to enjoy comfortable main-level living, flexible additional space and a private wooded setting in one of Annapolis's desirable communities.

Bright MLS, MLS#: MDAA2160550
Listed By: Coldwell Banker Realty, Georgeann A Berkinshaw, gberkinshaw@cbmove.com

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Bedrooms

  • Total Bedrooms: 3

Bathrooms

  • Full bathrooms: 3
  • Half bathrooms: 1

Accessibility Features

  • None

Appliances

  • Built-In Microwave
  • Dishwasher
  • Disposal
  • Dryer
  • Exhaust Fan
  • Icemaker
  • Microwave
  • Oven - Single
  • Range Hood
  • Refrigerator
  • Stainless Steel Appliances
  • Washer
  • Water Heater

Architectural Style

  • Colonial

Association

  • Association Fee: $1,475
  • Association Fee Frequency: Annually
  • Association Name: HARNESS CREEK OVERLOOK

Association Amenities

  • Common Grounds

Basement

  • Connecting Stairway
  • Full
  • Improved
  • Outside Entrance
  • Partially Finished
  • Sump Pump
  • Walkout Stairs

Construction Materials

  • Aluminum Siding

Cooling

  • Other
  • Heat Pump(s)

Exterior Features

  • Exterior Lighting
  • Lawn Sprinkler

Flooring

  • Wood
  • Carpet

Foundation Details

  • Concrete Perimeter

Heating

  • Heat Pump(s)

Interior Features

  • Bathroom - Walk-In Shower
  • Breakfast Area
  • Built-Ins
  • Carpet
  • Ceiling Fan(s)
  • Chair Railings
  • Dining Area
  • Entry Level Bedroom
  • Family Room Off Kitchen
  • Floor Plan - Open
  • Kitchen - Eat-In
  • Kitchen - Gourmet
  • Kitchen - Island
  • Kitchen - Table Space
  • Primary Bath(s)
  • Recessed Lighting
  • Skylight(s)
  • Sprinkler System
  • Upgraded Countertops
  • Walk-in Closet(s)
  • Wood Floors

Levels

  • 3

Lot Features

  • Adjoins - Open Space
  • Backs to Trees

Other Structures

  • Above Grade
  • Below Grade

Parking Features

  • Asphalt Driveway
  • Paved Driveway

Patio and Porch Features

  • Deck

Property Condition

  • Good

Sewer

  • Public Sewer

View

  • Trees/Woods

WaterSource

  • Public
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Listed By:
Coldwell Banker Realty
Georgeann A Berkinshaw
gberkinshaw@cbmove.com

Data Source: Bright MLS

MLS#: MDAA2160550

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This property was listed on 11/6/2026 and last updated as of 11/6/2026 1:33:20 PM. OSI IDX updated the data from Bright MLS on 11/7/2026 at 1:54 PM. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.