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ASSUMABLE 3.5% INTEREST RATE! An incredible opportunity to own a beautifully updated home in the highly desirable Pine Ridge community of Middleburg! This stunning 4-bedroom, 2-bathroom home shows like a model and offers the perfect blend of modern luxury, warmth, and everyday comfort. From the moment you step inside, you'll appreciate the inviting atmosphere, beautiful LVP flooring throughout, and thoughtfully designed open-concept layout that seamlessly connects the living and dining spaces. The true showstopper is the luxurious owner's suite, featuring a spa-inspired bathroom that feels like your own private retreat! Complete with a gorgeous soaking tub, oversized ...shower with frameless glass enclosure, and stunning hand-selected ceramic tile, every detail has been carefully chosen to create a space that is both elegant and relaxing. The NEW HVAC adds to the home's move-in-ready appeal. The desirable split-bedroom floor plan offers privacy, with three spacious secondary bedrooms thoughtfully separated from the owner's suite. Step outside to enjoy a wonderful backyard with plenty of room for pets, outdoor entertaining, or simply relaxing in your own space. Located in the sought-after Pine Ridge community, residents enjoy access to resort-style amenities, including a sparkling swimming pool, tennis courts, pickleball courts, basketball courts, and more! Conveniently located near highly rated schools, with some within walking distance, and just minutes from the First Coast Expressway, providing easy access to major highways, shopping, dining, and everything Northeast Florida has to offer. And the best part? An assumable 3.5% interest rate for qualified buyers! In today's market, an opportunity like this is hard to find. Whether you're purchasing your first home, looking for more space, or simply searching for a beautifully updated property with an exceptional financing opportunity, this home checks all the boxes. Beautifully updated, perfectly located, and offering an incredible financing opportunity. This is one you don't want to miss!

REAL MLS, MLS#: 2172432
Listed By: KELLER WILLIAMS ST JOHNS, JORDAN MAY

Sunday, November 8, 2026
from 12:00 PM to 2:00 PM

Bedrooms

  • Total Bedrooms: 4

Bathrooms

  • Full bathrooms: 2

Appliances

  • Dishwasher
  • Disposal
  • Dryer
  • Electric Oven
  • Electric Range
  • Microwave
  • Refrigerator
  • Washer

Architectural Style

  • Traditional

Association

  • Association Fee: $80
  • Association Fee Frequency: Annually

Association Amenities

  • Pool
  • Basketball Court
  • Children's Pool
  • Clubhouse
  • Park
  • Pickleball
  • Playground
  • Tennis Court(s)

Cooling

  • Central Air

Flooring

  • Tile

Heating

  • Central

Interior Features

  • Ceiling Fan(s)
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Primary Bathroom -Tub with Separate Shower

Laundry Features

  • Electric Dryer Hookup
  • Gas Dryer Hookup

Parking Features

  • Attached

Roof

  • Shingle

Utilities

  • Cable Available
  • Electricity Connected
  • Sewer Connected
  • Water Connected

WaterSource

  • Public
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Listed By:
KELLER WILLIAMS ST JOHNS
JORDAN MAY

Data Source: REAL MLS

MLS#: 2172432

Data Source Copyright: © 2026 REAL MLS All rights reserved.

© 2026 REAL MLS. All rights reserved. This MLS was last updated on 11/07/2026 11:10 AM CST

This property was listed on 11/6/2026 and last updated as of 11/6/2026 12:01:41 PM. OSI IDX updated the data from REAL MLS on 11/7/2026 at 7:16 AM. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.